The Problem
Blockchains and Banks Are Silos
Every blockchain is an island. Every bank is an island. The world runs faster than ever, but financial technologies still don't talk to each other.
Isolated Technologies
Bitcoin, Ethereum, and traditional banks all operate in separate bubbles. No native way to interact — each system speaks its own language.
No Direct Communication
Moving value between chains or across borders requires bridges, intermediaries, and days of waiting. Complexity and risk at every step.
Cross-Border Barriers
Banks in different countries rarely connect directly. International transfers pass through multiple correspondent banks, each adding fees and delays.
The World Moves Faster
Real-time business demands instant settlements. Yet cross-chain swaps take hours, and international transfers take days. Technology must catch up.
The result? Fragmented liquidity, trapped assets, and a slow financial world.
The Shift
Money Becomes Stablecoin and CBDC
Stablecoins and wholesale CBDCs are transforming how value moves. These cryptographic assets need to interact for clearance and settlement — they'll be the lubricant of future financial relationships.
Stablecoins Are Taking Over
The world is rapidly adopting stablecoins for payments, remittances, and settlements. Digital dollars and euros are becoming the default for global commerce.
CBDCs Go Wholesale
Central banks are launching wholesale CBDCs for interbank settlements. Digital central bank money is no longer theoretical — it's operational.
Markets & Institutions Agree
For the first time, traditional finance and crypto markets share a vision: decentralized, programmable money. The consensus is unprecedented.
Trust Through Cryptography
Tomorrow you'll trust money because it's a cryptographic asset — not just because your central bank says so. Verifiable, borderless, unstoppable.
The challenge? Making these digital assets interoperable — across chains, across banks, across borders.
The Opportunity
Tokenization Is the Future
A sea of liquidity is about to be unleashed. Financial asset tokenization opens new business models — stablecoins, securities, profit-sharing tokens.
Tokenized Assets
Stablecoins, securities, real estate, profit-sharing tokens — every asset becomes programmable and tradeable.
New Markets
Shared liquidity pools, 24/7 trading, instant settlement — a new financial paradigm is emerging.
But Is the Technology Ready?
These new products need shared markets, cross-chain liquidity and ISO 20022 standards — without sacrificing what blockchains were built for:
So, what's the solution?
Real Use Cases
Decentralized by Design - Sovereign by Default.
The breakthrough that makes true blockchain interoperability possible.
Remittances
Send money across borders instantly, securely, and at a fraction of traditional costs.
Global payouts
Pay anyone, anywhere, in any currency—without banking delays or fees.
Embedded finance
Build compliant, programmable payments—in any stablecoin—directly into your products.
Microtransactions
Enable sub-cent payments for digital goods and on-demand services.
Agentic commerce
Facilitate low-cost, instant payments for agents to autonomously execute transactions.
Tokenized deposits
Move customer funds onchain for instant settlement and efficient treasury management.
Problems We Solve
Noku ONE eliminates critical inefficiencies in global finance—enabling instant, non-custodial, cross-chain value transfer at unprecedented scale.
SWIFT Settlement Revolution
The Problem
Slow 2-5 days settlement, expensive fees, counterparty risk, limited banking hours
Our Solution
Lightning-fast atomic settlement in seconds, 24/7 global operations, seamless ISO 20022 integration
Stablecoin Freedom
The Problem
CEX custody risk, wrapped tokens with bridge vulnerabilities, fragmented liquidity
Our Solution
True native swaps—no wrapped tokens, full self-custody, unified cross-chain liquidity
Wholesale CBDC Connectivity
The Problem
Isolated national CBDC systems with zero cross-border interoperability
Our Solution
Universal chain-agnostic layer connecting any CBDC with full ISO 20022 compliance
Trade Finance Transformation
The Problem
Paper-based legacy processes, weeks for settlement, high fraud exposure
Our Solution
Programmable atomic swaps with PvP/DvP in seconds, immutable audit trail
Tokenized Asset Portability
The Problem
Assets trapped on native chains, bridges create risky wrapped versions
Our Solution
Seamless native cross-chain trading—no wrapped tokens, true asset portability
Non-Custodial Asset Lending
The Problem
Custodial platforms with counterparty risk, no way to exit unilaterally
Our Solution
Revolutionary non-custodial utilization with cryptographic unilateral exit rights
From Ledgers to Layers
An infrastructure powered by Multi-Party Computation (MPC). Mathematical trust replaces centralized custody.
no single point of failure, no single entity in control, no private key exposureno single point of failure, no single entity in control, no private key exposure.
Key Features
Virtualization Engines
BTC & EVM Operators manage off-chain state without holding private keys.
NAL Coordinator
Noku Agnostic Layer (NAL) orchestrates communication between Operators.
MPC Network
Decentralized signing service: Trust Is Shared, Not Stored.
Unilateral Exit
Users can recover funds on native L1 without permission from any component.
Non-Custodial
No bridges, No wrapped, Assets never leave user control.
Native Instant Swaps
Direct cross-chain exchange without wrapped tokens or intermediaries.
System Architecture
A decentralized architecture where trust is distributed across multiple components
Cross-Chain Instant Swap
A real example: Alice swaps 1 BTC for Bob's 20 ETH with complete atomicity
Swap Request
Alice wants to swap 1 BTC for Bob's 20 ETH. Both send their swap intentions to the NAL Coordinator.
🔐 Atomicity Guarantee: Partial execution is cryptographically impossible. Either both parties receive their assets, or the swap is fully reverted.
Finance & CBDC Settlement
Bridging ISO 20022 Banking Standards with Cross-Chain DeFi
Create Your Liquidity
Build powerful financial infrastructure on native cross-chain technology
Build Your DEX
Empower Your Community
Launch your own decentralized exchange. Let users contribute liquidity and share in your protocol's success.
Micropayments Circuit
Zero Friction. Instant Transfers
Ultra-low fees, instant settlement, and horizontal scaling. Perfect for high-frequency, low-value transactions.
Your Settlement Layer
Your Network. Your Rules
Organize correspondent networks with banks or tradfi partners. Fast, cheap, secure settlement with your preferred assets.
Launch Your CEX
CEX Performance. Self-Custody Security
Deliver centralized exchange-level service without holding customer crypto. Best of both worlds.
Build on Native Cross-Chain
The infrastructure layer for next-generation liquidity
Compatible with Any Infrastructure
Seamlessly finalize transactions from any blockchain where stablecoins and CBDCs reside.
Multi-Chain Settlement Layer
Noku One provides a final settlement layer that works with stablecoins and CBDCs on any blockchain — Bitcoin, Ethereum, mBridge, and more. CBDC wholesale, USDT, USDC, Digital Euro, e-CNY — any token, anywhere, settled instantly across chains.
Bridge Between Ecosystems
Our platform connects different blockchain ecosystems seamlessly. Stablecoins on Ethereum can settle with CBDCs on private chains. Institutions gain instant, cryptographically-secured finality without changing their existing token infrastructure.
Transaction Finalization
Receive and complete transactions from stablecoins and CBDCs across any blockchain
Cryptographic Settlement
Final settlement with mathematical proof, eliminating counterparty risk
No System Changes Required
Institutions keep existing infrastructure while gaining instant, secure settlement
Built for AI Agent Economies
Enable autonomous AI agents to transfer and swap native coins seamlessly across Bitcoin, Ethereum, and Stablecoin/CBDC architectures.
Lightning Fast
Agent transactions execute in milliseconds without delays
Trustless
No intermediaries or custody risks for autonomous operations
Seamless Swaps
Native coin swaps across chains without bridges
Cost Efficient
Minimal fees without middlemen or centralized exchanges
Infinitely Scalable
Handle unlimited transactions as your agent economy grows
Autonomous Operations
Perfect for programmatic execution without human intervention
Competitive Landscape
Noku One sits at the intersection of DeFi, Traditional Finance, and AI Agent Economies—a unique position no competitor fully covers.
Native Cross-Chain Swap
DeFi & Liquidity
Leader in decentralized native swaps
ThorChain fork with different tokenomics
Omnichain smart contracts
Just-In-Time liquidity model
Interoperability & Messaging
Infrastructure
Integrated with Swift for banking
Omnichain messaging protocol
Strong in Cosmos & EVM
Evolving toward native transfers
Institutional & ISO 20022
Banks & CBDC
Enterprise/Government focus
Cross-border banking leader
P2P payments & remittances
Enterprise-grade DLT
AI Agent Payments
Micropayments & M2M
Bitcoin micropayments standard
Machine-to-machine payments
L2 pushing AI agent infra
Stablecoin-native L1
The Noku One Edge
The only protocol that unifies DeFi native swaps, ISO 20022 banking standards, and AI Agent economies in one seamless layer.
Native Cross-Chain Swaps
Noku One
BTC remains BTC, ETH remains ETH. No wrapping, no bridges, no honeypot risks.
LayerZero, Wormhole, Axelar
LayerZero, Wormhole, Axelar often rely on wrapped tokens (e.g., axlUSDC) or Lock/Mint mechanisms that fragment liquidity.
ISO 20022 Integration
Noku One
Banks can use crypto without changing their legacy XML systems. Banking message + crypto transaction in one atomic swap.
ThorChain, Uniswap, Chainlink CCIP
ThorChain, Uniswap completely ignore ISO 20022 standards. Chainlink CCIP transports messages, but settlement is often separate.
Decentralized MPC Architecture
Noku One
Sharded keys with no single entity holding the private key. Unilateral exit always possible.
Quant, CEX (Binance/Coinbase)
Quant Overledger is a closed/proprietary system. Centralized exchanges hold full custody.
Native AI Agent Support
Noku One
Designed for high-frequency M2M transactions without human intervention. Low cost, instant execution.
Bitcoin L1, Ethereum L1, Swift
Bitcoin L1 / Ethereum L1 are too slow or expensive for real-time AI economies. Swift is totally unsuitable for AI micropayments.
CBDC & Stablecoin Agnostic
Noku One
Treats Wholesale CBDC, USDT, Bitcoin, and Ethereum exactly the same way. No vendor lock-in.
Cosmos IBC, Polkadot
Cosmos IBC requires SDK-specific chains. Polkadot requires entering their Relay Chain via parachain slots.
Noku Token
Govern the infrastructure and earn revenue through staking.
The token that powers the ecosystem.
DAO Governance
Shape the Future
Noku Token holders govern the infrastructure through decentralized voting and proposals.
Stake & Earn
Passive Revenue Stream
Stake your Noku Tokens to earn revenue from every swap executed on the platform.
Revenue Sharing
Earn with Every Transaction
Each swap generates revenue distributed exclusively to stakers. More swaps, more rewards.
Community Driven
Power to the People
Be part of a thriving ecosystem where token holders actively participate in platform decisions.
Stake Noku, Earn from Every Swap
Only stakers receive revenue distribution from platform swaps